Please read these terms carefully before using our services
Last Updated: March 15, 2025
These Terms of Service ("Terms") govern your access to and use of Vtyield's website, products, and services (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access the Services.
"Vtyield" refers to Vtyield Nigeria Limited, a company registered under the laws of the Federal Republic of Nigeria.
"User" refers to any individual who accesses or uses our Services, whether as a registered user or guest.
"Agent" refers to a registered user who has been approved to resell our Services.
"Content" refers to all information, data, and materials available on our Services.
"Transaction" refers to any purchase, payment, or exchange of services conducted through our platform.
To use certain features of our Services, you may be required to create an account. When you create an account, you must provide accurate and complete information.
You are responsible for safeguarding the password that you use to access the Services and for any activities or actions under your password. We encourage you to use a strong password (a combination of uppercase and lowercase letters, numbers, and symbols) for your account.
You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.
We reserve the right to disable any user account at any time if, in our opinion, you have failed to comply with any of the provisions of these Terms.
Vtyield provides a digital platform for various electronic services including but not limited to data subscriptions, airtime purchases, bill payments, TV subscriptions, electricity bill payments, and other digital services.
We make reasonable efforts to ensure that our Services are available 24/7. However, we do not guarantee that our Services will always be available or be uninterrupted. We may suspend, withdraw, discontinue, or change all or any part of our Services without notice.
We reserve the right to modify or discontinue, temporarily or permanently, the Services with or without notice. We shall not be liable to you or to any third party for any modification, suspension, or discontinuance of the Services.
All payments on our platform are processed through secure payment gateways. By making a payment, you agree to provide accurate payment information and authorize us to charge your chosen payment method.
Transaction fees may apply to certain services, and these will be clearly disclosed before you complete your transaction.
All transactions are final once processed. Refunds may be issued at our discretion for services not delivered or delivered incorrectly.
For wallet funding, the minimum amount that can be funded is ₦1,000. There may be maximum limits on transactions depending on your account status and verification level.
We reserve the right to refuse any transaction that we believe may violate these Terms or may be fraudulent or illegal.
To become an Agent, you must apply and be approved by Vtyield. We reserve the right to approve or deny any Agent application at our sole discretion.
Agents receive commission on transactions as specified in their agreement with Vtyield. Commission rates are subject to change with notice.
Agents must not misrepresent our Services or make false claims about Vtyield. Agents are not employees of Vtyield but are independent contractors.
Agent status may be revoked if an Agent violates these Terms or engages in fraudulent or unethical behavior.
You agree not to use our Services:
The Services and their original content, features, and functionality are and will remain the exclusive property of Vtyield and its licensors. The Services are protected by copyright, trademark, and other laws of both Nigeria and foreign countries.
Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Vtyield.
In no event shall Vtyield, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
Our liability shall be limited to the maximum extent permitted by law.
Your use of the Services is at your sole risk. The Services are provided on an "AS IS" and "AS AVAILABLE" basis. The Services are provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.
Vtyield does not warrant that the Services will be uninterrupted, timely, secure, or error-free, or that any defects will be corrected. We do not warrant any results that may be obtained from the use of the Services.
You agree to defend, indemnify, and hold harmless Vtyield, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Services.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect.
By continuing to access or use our Services after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Services.
These Terms shall be governed and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
If you have any questions about these Terms, please contact us at:
Email: [email protected]
Phone: +234 915 567 6611
Address: 596 David Jemibewon Crescent, Apo, Abuja, Nigeria
By using Vtyield's services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.